Courtesy Playboy

That's one smokin' hot housewife!

Real Housewives of New York's Kelly Bensimon graces the cover of the latest issue of Playboy, and here's a sneak peek at her hot spread for the men's mag.

Kelly reveals that she initially declined the offer, but then she reconsidered and decided to go through with it. She told Marc Malkin, "I'm 41. It's a great image for the rest of the world. Yes, you can have it all. You can have two kids, you can be in shape and you can really enjoy life."

Kelly's ex-husband, famed fashion photographer Gilles Bensimon shot the spread, and all I have to say is, I'd MUCH rather stare at her than Heidi Montag's upcoming pictorial!